UK · Free calculator
Subscription cost calculator
Add up monthly subscriptions and see the true annual and five-year cost.
Your figures
Rates updated 2026-04-06. Results update as you type.
Small monthly fees add up quickly over a year.
- True annual cost
- £639.00
- Effective monthly
- £53.25
- Five-year cost
- £3,195.00
How this calculator works
Monthly costs are annualised and added to yearly plans.
£45/month + £99/year
Typical streaming and software mix.
Assumptions & sources
- No price rises or free trials.
- Monthly figure is the sum of all monthly subs.
- Simple annualisation of recurring costs
Frequently asked questions
Streaming, software, gym, cloud storage, meal boxes — anything that renews automatically.
Estimates only
Handy Money Tools provides illustrative figures, not personalised financial or tax advice. Verify
important decisions with official sources or a qualified adviser.
Related calculators
People looking at this tool also use these.