Terms of use
Last updated: 30 October 2026.
By using https://handymoneytools.com (the “Site”), you agree to these terms. If you do not agree, please do not use the Site.
What we provide
Handy Money Tools offers free money calculators and related information for general education. Results are estimates only and are not advice. See our disclaimer.
Acceptable use
- Do not misuse the Site, attempt to disrupt it, or scrape it in a way that harms availability.
- Do not use calculator outputs as the sole basis for regulated financial decisions.
- Do not present our pages as your own product without permission.
Intellectual property
Site design, copy and branding are owned by Handy Money Tools unless otherwise noted. You may link to our pages. Official rate tables remain subject to their government copyright notices.
Advertising & affiliates
We may show advertising or affiliate links. Those relationships do not change calculator formulas. Partner sites have their own terms.
Liability
To the fullest extent permitted by law, we are not liable for decisions made using Site estimates, or for downtime, errors or third-party content. Nothing in these terms limits liability that cannot be limited under applicable law.
Privacy
See our privacy notice and cookie policy for how we handle information.
Changes
We may update these terms from time to time. Continued use of handymoneytools.com after changes means you accept the updated terms.
Contact
Questions about these terms: hello@handymoneytools.com.