UK · Free calculator
Stamp Duty calculator
Estimate Stamp Duty Land Tax (SDLT) for residential property in England and Northern Ireland.
Your figures
Rates updated 2026-04-06. Results update as you type.
SDLT estimate for England & Northern Ireland.
- Stamp Duty due
- £7,500.00
- Standard SDLT
- £7,500.00
- Additional property surcharge
- £0.00
- Effective rate
- 2%
Breakdown
- £0–£125,000 at 0%
- £0.00
- £125,000–£250,000 at 2%
- £2,500.00
- £250,000–£350,000 at 5%
- £5,000.00
How this calculator works
SDLT is charged in bands on the portion of the price within each band.
£350,000 purchase
Standard residential purchase at £350,000 (not first-time buyer).
Assumptions & sources
- England & Northern Ireland residential SDLT rates from 1 April 2025.
- First-time buyer relief only applies when the price is £500,000 or less.
- Additional dwellings surcharge modelled as a flat percentage of the full price.
Frequently asked questions
No. Scotland uses LBTT and Wales uses LTT. This calculator covers SDLT for England and Northern Ireland only.
Estimates only
Handy Money Tools provides illustrative figures, not personalised financial or tax advice. Verify
important decisions with official sources or a qualified adviser.
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